Pamphlets

Regulated Industries Pamphlets

Click on a topic to read the full document online:

Continuing Care Retirement Communities
People are living longer today. Many 60- to 70-year-old adults are having to make difficult decisions regarding where to place their parents when they can no longer manage alone. Other people in this 60- to 70-year-old age group are examining all the possibilities available and making plans for their own future. A wide range of options are available, including adult day care, home health aides, senior apartments, traditional nursing homes, and continuing care retirement communities (CCRCs).

Motor Vehicle Service Contracts
The Regulated Industries Unit of the Iowa Securities Bureau has been assigned administrative responsibility for Iowa Code Chapter 516E, the Motor Vehicle Service Contract statute. Therefore, we have prepared the following information for your benefit.

Motor Vehicle Service Contract Tips
If you are thinking about purchasing a Motor Vehicle Service Contract, or if your car dealership has offered you one, here are some things for you to consider.

Cemetery and Funeral Merchandise and Funeral Services
Many individuals now plan their funerals and pay for them in advance in order to help their families avoid the difficulty of last-minute decisions and expensive costs. Prearranged funerals also enable people to shop around and carefully choose their own plans and arrangements. Many funeral homes and cemeteries in Iowa sell prearranged funeral purchase agreements.

Perpetual Care Cemeteries
Before you buy your cemetery space, you might want to consider whether or not the cemetery is a Perpetual Care Cemetery. A perpetual care cemetery is a cemetery which has established an irrevocable trust fund for the maintenance, repair, and care of all interment spaces, features, buildings, readways, parking lots, water supply, and other existing cemetery structures.

Residential Service Contracts (Home Warranties)
When you are buying or are selling a home, the real estate agent offers to sell you an extended service contract. These contracts can be a blessing if a major problem occurs, but you may not realize what is and is not covered by your contract.

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mvsc_tips.pdf33.39 KB
pam_pfp.pdf35.27 KB
pcare.pdf53.28 KB